Top Money-Saving Apps for Android Phones

#1 Mint

Mint is a comprehensive personal finance app that helps you manage your money, track spending, and create budgets. It connects to your bank accounts, credit cards, and bills, giving you a complete overview of your finances in one place.

Key Features:

• Automatic categorization of transactions
• Customizable budgets
• Bill reminders
• Credit score monitoring

#2 Honey

Honey is a popular app that automatically finds and applies coupon codes for thousands of online stores at checkout. It also offers a price tracking feature to ensure you get the best deals.

Key Features:

• Automatic coupon application
• Price tracking for products
• Rewards program for additional savings

#3 Ibotta

Ibotta offers cashback on everyday purchases from groceries to clothing. Users can earn cashback by shopping through the app at partnered stores and submitting receipts.

Key Features:

• Cashback on in-store and online purchases
• Special bonus offers and rewards
• Seamless redemption via PayPal or gift cards

#4 YNAB (You Need A Budget)

YNAB is a powerful budgeting app based on the principle of giving every dollar a job. It helps users prioritize spending, save for goals, and get out of debt.

Key Features:

• Goal tracking and detailed budget planning
• Real-time syncing across devices
• Educational resources for better financial habits

#5 Rakuten (formerly Ebates)

Rakuten is a cashback and rewards app that gives you cashback when you shop at over 2,500 stores. Simply start your shopping through the app and earn a percentage of your purchase back.

Key Features:

• Cashback on a wide range of retailers
• Daily deals and special promotions
• Quarterly cash back payments via check or PayPal

#6 Goodbudget

Goodbudget uses the envelope budgeting method to help you allocate money for different spending categories. It’s ideal for users who prefer a hands-on approach to budgeting.

Key Features:

• Envelope-based budgeting system
• Syncs across multiple devices
• Expense tracking and financial reporting

#7 Acorns

Acorns is an investment app that helps you save and invest spare change from everyday purchases. It rounds up your purchases to the nearest dollar and invests the difference into diversified portfolios.

Key Features:

• Automatic round-up investing
• Diversified investment portfolios
• Educational content for beginner investors

#8 Trim

Trim acts as a financial assistant by analyzing your spending, finding ways to save, and negotiating bills on your behalf. It also helps cancel unwanted subscriptions.

Key Features:

• Automated bill negotiation
• Subscription management
• Personalized savings recommendations

#9 Groupon

Groupon offers deals and discounts on a wide variety of activities, products, and services. It’s perfect for finding local deals and trying new experiences at a lower cost.

Key Features:

• Local deals and discounts
• Travel and entertainment offers
• Easy redemption through the app

#10 PocketGuard

PocketGuard simplifies budgeting by showing you exactly how much disposable income you have after accounting for bills, goals, and necessities. It’s a great tool for avoiding overspending.

Key Features:

• “In My Pocket” feature for available funds
• Bill tracking and reminders
• Detailed expense categorization