The Best Money Saving Apps for iPhones in 2024

Managing personal finances has become increasingly accessible with the availability of numerous money-saving apps. These apps can help you budget, track expenses, save automatically, and even find deals and discounts.

Here are some of the best money saving apps for iPhones in 2024:

#1 Mint

Features: Mint is a comprehensive budgeting app that connects to your bank accounts, credit cards, and bills to give you a complete overview of your finances. It categorizes your transactions, helps set budgets, and provides bill reminders.

Pros: User-friendly interface, real-time tracking, personalized financial tips.

Cons: Occasional syncing issues, advertisements in the free version.

#2 YNAB (You Need A Budget)

Features: YNAB is designed to help you allocate every dollar to a specific purpose. It encourages proactive budgeting and provides detailed reports on your spending habits.

Pros: Encourages disciplined budgeting, educational resources, excellent customer support.

Cons: Monthly subscription fee, learning curve for new users.

#3 PocketGuard

Features: PocketGuard simplifies budgeting by showing how much disposable income you have after accounting for bills, goals, and necessities. It also helps find ways to lower your bills and save more.

Pros: Easy to use, integrates with various financial accounts, bill negotiation feature.

Cons: Limited customization options, occasional connectivity issues.

#4 Acorns

Features: Acorns rounds up your purchases to the nearest dollar and invests the spare change into diversified portfolios. It’s an excellent way for beginners to start investing without much effort.

Pros: Automated savings, educational content, potential for investment growth.

Cons: Monthly fees, investment returns not guaranteed.

#5 Honey

Features: Honey is a browser extension and app that finds and applies coupon codes at checkout for various online retailers. It also tracks price drops and offers cashback through its Honey Gold program.

Pros: Easy to use, significant savings on online shopping, price tracking features.

Cons: Limited to online shopping, privacy concerns over data tracking.

#6 Trim

Features: Trim is a financial health assistant that helps you save by negotiating lower bills, canceling unused subscriptions, and offering personalized saving tips.

Pros: Potential for significant savings, subscription cancellation, bill negotiation.

Cons: Some features require a fee, limited bank support.

#7 Digit

Features: Digit analyzes your spending habits and automatically saves small amounts of money for you. It uses algorithms to determine how much you can safely save without impacting your daily needs.

Pros: Hands-free savings, no minimum balance required, overdraft protection.

Cons: Monthly fee, savings amounts might be small.

#8 Qapital

Features: Qapital uses goals and rules to automate savings. For example, you can set a rule to round up your purchases or save a certain amount every week. It also offers investing features.

Pros: Highly customizable, team goals for joint savings, investment options.

Cons: Subscription fees, limited customer support.