Clarified Potential

JUNE 27, 2024

The Best Cashback and Rewards Apps

The Best Cashback and Rewards Apps

Saving money on everyday purchases has never been easier. With a multitude of cashback and rewards apps available, you can effortlessly earn rewards, save on your shopping, and even turn your daily spending into exciting perks. 

Whether you’re a frequent online shopper, a grocery guru, or someone who loves finding great deals, there’s an app designed to help you get more bang for your buck. 

In this blog post, we’ll explore the best cashback and rewards apps that can help you maximize your savings and make the most out of every purchase. 

From straightforward cashback on your favorite brands to unique points systems that offer a variety of rewards, we’ve got you covered with the top picks to boost your budget and add some extra value to your spending habits. 

So, let’s dive in and discover how you can start saving and earning today!

10 cashback and rewards apps

Finding the best cashback and rewards apps depends on your spending habits and preferences. 

However, several popular and highly-rated options consistently come up as top choices for people looking to maximize their savings and rewards. 

Here are some of the best cashback and rewards apps for you:

 

1. Rakuten (formerly Ebates)
  • Features: Earn cashback on online purchases from a wide range of retailers.

  • How It Works: Shop through the Rakuten website or app to earn cashback. Payments are made quarterly via PayPal or check

  • Pros: Wide range of retailers, including major stores and travel bookings.

  • Cons: Cashback percentages can vary, sometimes requiring patience to accumulate significant rewards.

Rakuten cashback services are primarily available in the United States, Canada, Japan, South Korea, France, Germany, Spain, United Kingdom.

 

2. Ibotta
  • Features: Earn cashback on groceries and everyday items, both online and in-store.

  • How It Works: Add offers in the app, then upload your receipt or link your loyalty account to earn cashback.

  • Pros: Extensive range of grocery items and brands, frequent bonus offers.

  • Cons: It can be time-consuming to scan receipts and match offers.

Ibotta primarily operates in the United States. 

 

3. Dosh
  • Features: Automatic cashback for in-store and online purchases linked to your credit or debit card.

  • How It Works: Link your card to the app and shop at participating merchants to earn cashback automatically.

  • Pros: Easy to use, no need to scan receipts or activate offers manually.

  • Cons: Limited to participating merchants, which may only cover some of your preferred stores.

Dosh Cashback primarily operates within the United States.

 

4. Fetch Rewards
  • Features: Earn points for grocery purchases, which can be redeemed for gift cards.

  • How It Works: Scan receipts from any grocery store to earn points, which can be exchanged for gift cards.

  • Pros: Simple and straightforward, works with any grocery receipt.

  • Cons: The points system can sometimes offer lower value compared to direct cashback.

Fetch Rewards is primarily available and operational in the United States.

 

5. Swagbucks
  • Features: Earn points (SB) for a variety of online activities, including shopping, surveys, watching videos, and more.

  • How It Works: Accumulate SB points and redeem them for gift cards or PayPal cash.

  • Pros: Multiple ways to earn rewards, flexible redemption options.

  • Cons: Some tasks and offers may not be worth the time invested for the points earned.

Swagbucks cashback primarily operates in the United States, Canada, United Kingdom, Australia, Germany, France, and India.

 

6. TopCashback
  • Features: Earn cashback on online purchases with high payout rates and no minimum payout threshold.

  • How It Works: Shop through the TopCashback website or app to earn cashback. Payments can be made via PayPal, gift cards, or bank transfers.

  • Pros: Often offers higher cashback rates compared to competitors, no minimum payout threshold.

TopCashback offers cashback services in the United States, United Kingdom, China, Germany, India, Japan, and South Korea.

 

7. Shopkick
  • Features: Earn “kicks” (points) for walking into stores, scanning products, and making purchases.

  • How It Works: Use the app to earn kicks by performing various tasks, which can be redeemed for gift cards.

  • Pros: Fun and interactive, various ways to earn points.

  • Cons: Point accumulation can be slow, especially without making purchases.

Shopkick offers cashback rewards primarily in the United States. But you would need to check their official website or app for the most current information on supported countries and regions.

 

8. Honey
  • Features: Automatically find and apply coupon codes, and earn Honey Gold points on purchases for gift cards.

  • How It Works: Install the Honey browser extension or use the app to earn Honey Gold points, which can be redeemed for gift cards.

  • Pros: Easy to use, automatic application of coupon codes for instant savings.

  • Cons: Honey Gold rewards are limited to certain retailers.

Honey currently supports shopping sites in the United States, Canada, Australia, the United Kingdom, and more as stated on the Paypal Honey website.

 

9. Drop
  • Features: Earn points for shopping at partnered retailers using linked credit or debit cards.

  • How It Works: Link your card, choose your favorite brands, and earn points for purchases. Redeem points for gift cards.

  • Pros: Automatic point tracking, a diverse range of reward options.

  • Cons: Limited to selected brands and retailers.

Drop Cashback is a service primarily available in the United States and Canada.

 

10. Receipt Hog
  • Features: Earn rewards for uploading receipts from any purchase.

  • How It Works: Upload receipts to earn coins, which can be redeemed for cash or gift cards.

  • Pros: Accepts a wide range of receipts, including non-grocery items.

  • Cons: Slow accumulation of coins, limited reward options.

Receipt Hog primarily operates in the United States and the United Kingdom.

Conclusion

Maximizing your savings through cashback and rewards apps is now easier than ever. 

Whether you’re looking to earn cashback on everyday grocery purchases, online shopping, or even through simple tasks like scanning receipts, there’s an app tailored to your needs.

Apps like Rakuten and TopCashback are ideal for avid online shoppers, offering a broad range of retailers and competitive cashback rates. 

For those who prefer earning rewards on grocery purchases, Ibotta and Fetch Rewards provide user-friendly platforms that turn everyday shopping into an opportunity for savings. 

If you favor simplicity and automation, Dosh and Drop seamlessly link to your credit or debit cards, ensuring you never miss out on cashback opportunities without the need to scan receipts or activate offers.

Swagbucks and Shopkick offer a variety of ways to earn rewards beyond shopping, making them perfect for those who enjoy engaging with apps through different activities. 

Meanwhile, Honey excels at finding and applying the best coupon codes, with the added bonus of earning rewards.

Ultimately, the best cashback and rewards app for you depends on your shopping habits and the effort you’re willing to invest. 

By strategically using one or more of these apps, you can maximize your savings and make your purchases more rewarding. 

Start exploring these apps today and watch your rewards grow with every transaction!